Each year, we join credit unions worldwide in October to celebrate International Credit Union Day. This year, we invite you to join us by stopping by your local Town & Country Credit Union for hot seasonal drinks and tasty baked goods on Thursday, October 19.
Being a credit union member has its perks. Here are five reasons why joining a credit union like Town & Country Credit Union makes sense.
- Higher Deposit Rates: Credit Unions tend to offer higher dividend rates on deposits. Instead of paying out organizational earnings to shareholders, we reinvest our profits back into the credit union, which leads to us having some of the best products in the market. Our Star Rewards Checking Account pays members 3% cash back on debit card purchases or 3% APY* when they actively use their account! We also offer an 11-month CD special where members earn 5.40% APY**!
- Lower Fees: Credit Unions charge fewer fees. Our savings, money market and checking accounts have no minimum balance fees or monthly maintenance fees. We even reimburse up to $25 monthly in ATM fees for Star Rewards Checking account holders who meet the monthly qualifications.+
- Lower Loan Rates: The next time you're in need of a loan, shop us first! We offer some of the lowest loan rates. Whether you are in the market for a vehicle, RV, or mortgage - check with us before heading to the dealership or starting to look for homes.
- Commitment to Community: Our employees and members live in our local communities, so we prioritize giving back locally. Whether that be taking part in school supply drives, volunteering at events, providing small business grants, awarding scholarships to high school seniors or donating to local nonprofits.
- You have a Voice: Town & Country is led by seven volunteer board members who are credit union members, elected by our members, and make decisions and guide the future of the credit union based on what's best for our members, employees and the communities we serve.
Thank you for being a member of Town & Country Credit Union!
*APY = Annual Percentage Yield. APY and cashback are accurate as of 9/18/23. Balances up to $20,000 receive an APY of 3.00% and balances over $20,000 earn the regular checking account dividend rate ranging from 0% to .02% APY. If qualifications are not met, all balances earn the regular checking account dividend rate ranging from 0% - .02% APY. Monthly qualifications required to earn rewards: must be signed up for eStatements, make 12 debit card purchases and have an ACH going through the account. Limit one Star Rewards account per social security number or Nonprofit organization. Business accounts do not qualify for Star Rewards. Star Rewards is a special promotion; associated rates, terms, and conditions are subject to change.
**APY = Annual Percentage Yield. $500 minimum deposit. Penalty for early withdrawal. Rate bumps are not available. Offer effective 8/1/2023.
+Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 and credited to the account on the last day of the month if monthly qualifications are met.
