Home Loans

Purchasing a home is exciting but can also seem a little stressful. It doesn't have to be with the right team by your side! At Town & Country Credit Union, our team of local mortgage experts in Fargo, ND, and Minot, ND, are here to make the home loan process as simple and fast as possible. 

Watch the video below or read on to learn why Town & Country Credit Union is the best choice for your next mortgage purchase or refinance.

Loan Options

We offer a wide array of mortgage programs for all financial situations.

• ND and MN First-Time Homebuyer
• Conventional Mortgages
• FHA Loans
• VA Home Loans
• USDA/Rural Housing Loans
• Medical and Dental Mortgage Program
• Construction & Lot Loans
• Home Equity Loans
• Home Equity Line of Credit (HELOC)
• Refinance

Features

In addition to our exceptionally competitive mortgage rates, our home loans come with:

• Low Downpayment Programs: There's a misconception that buying a home comes with a large downpayment, but that's not always the case. Meeting with a mortgage lender will help you determine how much you need to have for a downpayment.
• Low PMI: When you finance through a credit union, you'll get a lower rate on Private Mortgage Insurance, which can save you thousands of dollars over the life of your loan.
• Local Team: Our mortgage officers, processors, underwriters, and closers are all located right here in Minot and Fargo! Together, they'll keep the process running smoothly from beginning to end.
• Free Consultations: We're here for you every step of the way. Sit down with a local mortgage officer to discuss your financial situation and determine the best loan option for you with no strings attached.
• Online Application: Our online application makes getting pre-qualified for a home loan and communicating with your lender seamless and secure.

Ready to Make Home Happen?

Get started today by getting pre-qualified online or by scheduling an appointment with a local mortgage officer!