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Should I Refinance My Mortgage?

Depending on how many months the ongoing payment savings will take to cover your upfront closing costs, refinancing may make sense for you. Use our refinance calculator to analyze your situation today! In addition to a monthly payment breakeven, you may want to analyze the breakeven based strictly on the monthly interest savings realized through refinancing.

This calculator is being provided for educational use only. The results are estimates, based off the information you provide, and do not guarantee credit. Town & Country Credit Union is not responsible for the content, results or accuracy.

Meet with a Mortgage Expert

If you'd like to meet with one of our mortgage lenders to get an even more accurate calculation of whether or not refinancing is a good option for your unique situation, fill out the form below. A Town & Country mortgage professional will be in touch.

What Can I Expect?

Credit Score Help = Mortgage Savings

As a younger person, I struggled with my credit score like many have. I was able to call employees of Town & Country Credit Union and they helped me through figuring out what debt to pay off first to build that up, and in doing so, I was able to refinance my mortgage in 2021. I lowered my rate and lowered my payment about $400 a month!

Kelsey | Member Since 2018
Homebuyer and Business Owner Watch Full Testimonial