Checking Accounts

Town & Country Credit Union offers two checking accounts to help you access and manage your money - Free Checking and Star Rewards Checking. Both accounts have no minimum balance requirement, no monthly service charge fee and include the following:

• Visa^® Instant Issue Debit Card
• Online Account Access
• Mobile App with Mobile Deposit
• Online Bill Pay
• eStatements
• Account updates via text and email
• EZ2 Save
• Switch Kit to help you move your account

Star Rewards Checking

The Town & Country Credit Union Star Rewards Checking Account allows you to earn rewards, including:

• Up to $25 in ATM fee refunds per month*
• 3% Cash Back on debit card purchases, up to $7 per month OR
• 3% APY** on checking account balances for the first $20,000

Earning is easy! All you need to do each month is complete 12 debit card purchases, receive eStatements, and have at least one ACH transaction, such as direct deposit through your checking account. Don't meet the monthly qualifications? You won't be penalized. Try again next month. 

Want to make sure you're meeting the qualifications each month? We've made it easy with our Star Rewards Tracker within TCCU Online and our mobile app. Learn more about star rewards tracker here.

Open a Star Rewards Checking Account today! 

Already have a Town & Country Credit Union Checking Account? Fill out the form to add Star Rewards to your account.

*Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 and credited to the account on the last day of the month. **APY = Annual Percentage Yield. APY and cashback are accurate as of 9/25/24. Balances up to $20,000 receive an APY of 3.00%, and balances over $20,000 earn the regular checking account dividend rate ranging from 0% to .02% APY. If qualifications are not met, all balances earn the regular checking account dividend rate ranging from 0% - .02% APY. Limit one Star Rewards account per social security number or Nonprofit organization. Business accounts do not qualify for Star Rewards. Star Rewards is a special promotion; associated rates, terms, and conditions are subject to change.

Free Checking^*

Looking for something simple? Enjoy the benefits of our Free Checking Account! With no minimum balance required, no monthly service fee, and the opportunity to earn interest on any balance, this account offers easy-to-use solutions for your financial needs.

We offer checking accounts in Fargo, Kenmare, Minot, Stanley, West Fargo, Moorhead and more.

*Free Checking conditioned on election and continued receipt of receiving e-statements. 

Open your Free Checking Account Today!