Reg-E Courtesy Pay

Town & Country Credit Union offers Courtesy Pay to cover account overdrafts. An overdraft occurs when you do not have enough money in your account to cover a transaction. With Courtesy Pay, checking account transactions may be approved over and above the available balance. Town & Country will place funds in your account to cover the overdraft so the bill is paid. You will incur a fee each time we do this. Contact our offices for information on what the current fee is. We pay overdrafts at our discretion and we do not guarantee that we will always authorize and pay an overdraft.

Debit card purchases and ATM withdrawals are not automatically included in Courtesy Pay. If you'd like us to approve and cover transactions that will make your account negative and incur a fee you'll need to opt-in by filling out the form below. If you do not opt-in, we will decline any transactions that you do not have the funds to cover. Stop by your local office or give us a call at 1-800-872-6358 for information don't he current Courtesy Pay fee that is charged on each transaction.

If you currently have Reg-E Courtesy Pay and would like us to stop approving debit card transactions that would make your card go negative and incur a fee, you can also opt-out on this form.

If you'd prefer, you can also opt-in or opt-out by stopping by one of our locations or by calling 1-800-872-6358.