A personal loan from Town & Country Credit Union can help you navigate a financial emergency or prepare for an upcoming large purchase. It's easy to apply either online or in person at our Minot branch. Plus, there aren't any restrictions on how you can use your loan funds. So, you can pay off high-interest debt, invest in a purchase for your home, or cover a major life event with the help of your personal loan.
Why Choose Town & Country for a Personal Loan in Minot?
Qualify for up to 100% financing for your expenses. Your total loan amount depends on your application. We take a look at your ability to pay and your credit history to determine the maximum loan amount. You'll also get a quote on your fixed monthly payment to make sure the loan fits in your budget.
Other perks include:
No prepayment penalties for early payoff.
No collateral required.
Fast approval decisions.
Types of Personal Loans at Town & Country
Get a personal loan that's tailored specifically for your needs. Our Minot members can choose between an unsecured loan or a line of credit.
Unsecured Loan: You receive a single lump sum payment at the beginning of your term. Repayment is spread out in equal payments each month until your balance is fully repaid.
Line of credit: Similar to a credit card, a line of credit becomes reusable as you repay your balance. That also means your payments fluctuate. There's no annual fee and you're charged a low variable rate that changes each month alongside market rates.
As you can see, we have a variety of options available based on your credit and financing needs.
Ready to explore your personal loan options in Minot, North Dakota? Apply today!
*APR = Annual Percentage Rate. Stated rate is effective 1/31/2024. Rate and approval based on credit history and underwriting factors. Terms, conditions and restrictions may apply and are subject to change.
